Human Action

I’m an affiliate for an online program, but I don’t have an online audience. What can I do to achieve results?

As you correctly identify, having an audience is one of the key factors in the success of an affiliate.

At the end of the day, it’s a numbers game. The best products promoted by the best affiliates will bring in conversion rates in the low-mid single digits.

Anything more than that is a phenomenal outcome.

So you need a lot of eyes (and the right kind of eyes, interested eyes) looking at your offer. And you need those eyes to trust you enough to click your link and get the program.

If you need to establish yourself quickly, I recommend that you set yourself up on Twitter and go all in.

Twitter has an amazing, supportive community of affiliates and other online entrepreneurs in which you can grow and establish yourself as an authority very quickly.

You didn’t mention who the audience is for this affiliate program, but Twitter’s reach and its search function will allow you to find your audience and market to them directly.

So that’s my suggestion to you.

Hope that helps.

Jon

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How come school doesn’t teach you how to start your own business?

Conspiracy theories aside,

And if we also put aside the original purpose of schools-

which was to raise obedient citizens who would be willing to go and die in a war

That has nothing to do with them

(and we’re putting this aside under the assumption that modern day policymakers have no clue about the origins of the school)

The thing with the school system is that it needs to prepare millions (in most cases) of children for real life

To be productive members of society.

Because modern society is based on employer-employee relationships,

this is what schools prepare you for.

It’s a top-down, one-size-fits-all system

And those have to cater to the lowest common denominator.

If you want to learn to invest and make your own income,

You’ll have to do that outside the education system.

Hope that helps

Jon

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How do you create multiple income streams?

You do it one by one.

First, take time to learn some of the popular options.

You’ll find things like dropshipping, affiliate marketing, product flipping, print on demand – are some of the most popular ones

But the options are truly endless.

I heard an amazing suggestion lately- think about the stuff you did for fun around the ages 8–14.

Try to think how you can incorporate that into making money.

Your first income stream should be something you enjoy doing, something you’re passionate about.

Because at that point you’ve not proven to yourself yet that you can do it, so you’re more prone to giving up.

Once you do make it, and you will make it if you work hard consistently, you’ve proven to yourself that you can make money online.

So building your second stream is just a matter of managing time.

It can be done, and the people who do it are no different to you.

They’re just further down the path that you can choose to go down today.

Hope that helps

Jon

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I’m 15 and want to earn money, but I’m stressing myself thinking about ways to earn online. What should I do?

There are people your age who are making it online, and making it big.

Your generation is very fortunate to have been born into the internet era, so by the time you reach puberty you probably know more about computers and the web than your parents do.

Go on social media like twitter or Instagram and look for those 15 year olds who are making money. And I don’t mean influencers or wannabe models, I mean people who are putting in the work in one of any number of ways to make your money.

Then, ask them how they do it. From my experience people who make it online are more than happy to share what they know and how they do it.

Seeing someone like you making it will really help your stress and build your confidence, especially once you’ve found someone who’s helpful and willing to share some tips.

Good luck! Know that you’re awesome just by thinking about these things, and ahead of about 99% of other 15 year olds.

Hope that helps

Jon

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What do you wish you had known when you were younger about savings and investments, that you now know?

The concept of compound interest.

When I was a teenager I worked at a couple of jobs. They paid minimum wage but I did, in total, around 150 hours per month (I didn’t spend much time in school…).

So considering the fact that my only cost was my mobile phone bill (and keep in mind this is before the age of internet on mobile phones), I earned what was a lot of money for someone my age.

If I had been aware of that powerful concept that if I put aside what would have been a fairly small amount every month, it could turn into a much higher amount within 10–15 years, I might have done that.

So that’s what I wish I had known.

Hope that helps

Jon

I’m 15 and want to earn money, but I feel like I’m stressing myself thinking about ways to earn online. What should I do?

There are people your age who are making it online.

Go on social media like twitter or Instagram and look for them.

Then, ask them how they do it.

Seeing someone like you making it will really help your stress, especially once you’ve found someone who’s helpful and willing to share some tips.

Good luck! Know that you’re awesome just by thinking about these things, and ahead of about 99% of other 15 year olds.

If you actually take action with this, you can set yourself up for an amazing start to adult life.

I have a daughter who’s 8 and I’ve been teaching her about money and some of the ways that people make money online, just to get her excited.

My dream for her is that she never has a job – and that’s my dream for you, too. Go on and make it!

Hope that helps

Jon

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If failing is learning, I’m learning a lot right now!

The past week has been really difficult, probably the hardest since I started doing this. One of our two cats, my baby Yoko, passed away very suddenly last Friday, aged 11.

For a couple of days I just switched off, I couldn’t really do anything, which meant that I was on the back foot with my 9-5.

So then even when I did get back into the groove of things, the amount of time I could dedicate to my print on demand business was limited, as I was catching up on 9-5 work.

Still, I got into a routine of doing research in the evenings, coming up with designs, and creating and listing the products in the morning.

This meant I had a very stressful hour just after waking up – and to be honest, I kind of like that, but once I finished listing I was feeling really tense and tired already.

So I started listening again to the Daily Meditation Podcast. I used to listen to it last year, but it was just part of my podcast playlist, which meant it sometimes came up during my commute, which isn’t ideal…

So now I just listen to it every morning, while looking out the window or just sitting there closing my eyes, and just relaxing – and I feel completely rejuvenated.

This week I listed 15 products, which was below my target (I aim for 5 new listings every morning), but considering the circumstances and the fact that I got myself into a routine now, I’m pretty happy with the output.

I’m also happy with what I learned. Although I didn’t make any sales this week, I did pick a niche and started exploring it.

The method I’m using is aimed at targeting profitable yet not highly competitive niches. This means that while, for instance, dogs might be too broad of a category for this method, a particular breed might have passionate owners and lovers, but not at a high enough number to be highly competitive.

That’s the fine tuning that I reached towards the end of the week, and aiming to continue with.

The name of the game here is not quality (of the design, that is, meaning it can be very basic, the product itself needs to be of great quality), but quantity. List and list and list, learn from it and continue until you find your winner.

I’m loving it, I get to be creative and learn for free.

Hope that helps

Jon

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Is it possible to save most of the money you earn by living in a frugal way?

Yes, it is possible, and many financial advisors and personal finance blogs will advise you to do so.

However, my belief is that for most people, that’s setting them up for failure.

Most people lack the discipline, the vision and/or the will to go through the “financial diet” required to get from a position of bleeding out money to saving money.

For most people, the pain of cutting back on expenses to the extent that you’d need to in order to save a significant amount, is just too much. It would mean too many painful choices and changes to their lifestyle, that they wouldn’t enjoy the process – which is a critical element for success.

So for most people the solution would have to be different.

Rather than being extremely frugal, you can tackle “easy wins” in expenses.

These are costs that you can reduce without having a significant impact on your lifestyle.

Examples would be switching internet or energy providers.

In addition to that – and that’s the big win of this approach – you need to look at your revenue.

So what I say is you get to keep all of the expenses you like – but work harder to make more.

Start an online business – it’s easier than ever nowadays.

Make money online, and you’ll be able to keep your expenses and save, and maybe one day quit your 9–5.

Hope that helps

Jon

Does working hard usually lead to more money?

Hi,

I wouldn’t say that it’s the right metric to go by.

Someone working in construction is likely to be doing a very physically demanding job.

However, the pay for that often doesn’t reflect how hard the work is.

The amount you get paid, if we ignore things like unions or legislation,

is usually correlated more with the value that you provide and the uniqueness.

So if you’re thinking about how to make more money, it doesn’t necessarily need to be hard.

Although, with a traditional job, almost always a high salary would involve very hard work;

Some of the most lucrative businesses you can start now can, in time, be turned into almost passive income.

And this is because the people who are successful with these businesses provide great value.

Hope that helps

Jon

Do you make more money if you change jobs every few years, rather than staying with the same employer?

The theory would say that you do.

In most cases, your employer would increase your salary annually to keep in line with inflation, or a bit more.

But your experience and knowledge aren’t just worth keeping up with inflation. While you’re with an employer, you’re likely increasing your skills and knowledge of the job and the market. But an increase in line with inflation doesn’t reflect that.

It reflects the same skills you had when you first started with that employer.

So if you stick with an employer enough time to gain some valuable experience,

you’ll find that you can dip back into the job market and get an increase in salary that would significantly beat the annual increase your employer would give you.

The first time that I had changed employers, after 3 years with my previous one, my salary increased by 40%!

Hope that helps

Jon